# 1011039

Hard Choices

Financial Exclusion, Fringe Banks, and Poverty in Urban Canada

Συγγραφέας: Buckland Jerry
Εκδότης: University of Toronto Press
ISBN: 9781442612525
Αριθμός Σελίδων: 288
Διαστάσεις: 23x2x15
Έτος Έκδοσης: 2012

Σύνοψη του βιβλίου "Hard Choices"

When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conventional financial institutions - is comprehensively examined in Jerry Buckland's powerful study, Hard Choices. The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all.

Συγγραφέας/εις: Buckland Jerry
Κατηγορία: κοινωνιολογία
ISBN: 9781442612525
Ημερ/νία έκδοσης: 30/03/2012
Εξώφυλλο: Paperback / softback
Σελίδες: 288
Τόπος έκδοσης: Toronto
Χώρα έκδοσης: Canada
Βάρος βιβλίου: 420 gr
Διαστάσεις βιβλίου: 23x2x15 cm
Λεπτομέρειες εικονογράφησης: 27 tables; 3 figures


Contents Foreword Acknowledgments List of Illustrations Introduction Chapter 1. The Context of Financial Exclusion in Canada Chapter 2. Theories about Financial Exclusion Chapter 3. Choosing Banking Services When the Options Are Limited Chapter 4. The Business of Inner-City Banking Chapter 5. Working for Financial Inclusion Chapter 6. Conclusion Appendix. The Importance of Partnerships Notes References

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